AEPS API Provider in India – Aadhaar Enabled Payment System API

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AEPS API Provider in India – Aadhaar Enabled Payment System API

We are a trusted AEPS API Provider in India delivering secure, scalable, and bank-approved
Aadhaar Enabled Payment System API solutions for fintech companies, recharge software owners,
BBPS platforms, and white-label payment businesses.

Our AEPS API Services Include:
  • AEPS Cash Withdrawal API
  • AEPS Balance Enquiry API
  • AEPS Mini Statement API
  • AEPS Aadhaar to Aadhaar Transfer
  • Multi-bank AEPS Integration

What is AEPS API?

AEPS API stands for Aadhaar Enabled Payment System Application Programming Interface.
It allows merchants and retailers to provide basic banking services using Aadhaar number and biometric authentication.

AEPS eliminates the need for debit cards, OTPs, or internet banking, making it ideal for rural and semi-urban India.
With a reliable AEPS API service provider, businesses can offer instant banking services and earn commissions.

How Aadhaar Enabled Payment System Works

The Aadhaar Enabled Payment System operates through NPCI infrastructure and bank mapping.
The transaction process is simple, fast, and secure.

AEPS Transaction Flow

  • Customer provides Aadhaar number
  • Selects linked bank
  • Biometric authentication via fingerprint
  • NPCI verifies Aadhaar-bank mapping
  • Transaction success or failure response
  • Settlement credited to merchant wallet/bank

Types of AEPS API Services

1. AEPS Cash Withdrawal API

Customers can withdraw money from their bank accounts using Aadhaar and biometric authentication.
This service is widely used in micro-ATM and CSP models.

2. AEPS Balance Enquiry API

Instant bank balance enquiry without ATM cards or mobile banking.

3. AEPS Mini Statement API

Fetch last 10 bank transactions securely using Aadhaar authentication.

4. AEPS Money Transfer API

Aadhaar-to-Aadhaar fund transfer supported by selected banks.

Why Choose Our AEPS API Provider?

  • NPCI & bank-compliant AEPS infrastructure
  • High transaction success rate
  • Fast settlement (T+0 / T+1)
  • Low cost & transparent pricing
  • 24×7 technical support
  • Scalable for B2B & B2C models

Bank-Wise AEPS API Integration

Our AEPS API supports multiple banks to ensure maximum uptime and success ratio:

  • Axis Bank AEPS API
  • ICICI Bank AEPS API
  • HDFC Bank AEPS API
  • SBI AEPS API
  • Yes Bank AEPS API
  • RBL Bank AEPS API
  • IndusInd Bank AEPS API
  • Kotak Mahindra Bank AEPS API
  • NSDL AEPS API
  • Fino Payment Bank AEPS API

AEPS API Pricing & Cost

Many users search for free AEPS API, but in reality, live AEPS services always have bank and NPCI charges.
We offer competitive and sustainable pricing models.

Typical AEPS Charges

  • Cash Withdrawal: ₹10 – ₹20 per transaction
  • Balance Enquiry: ₹1 – ₹3
  • Mini Statement: ₹2 – ₹5

AEPS API for Recharge Software & BBPS Platforms

Adding AEPS API to your recharge or BBPS platform significantly increases retailer engagement and wallet retention.
AEPS services drive daily footfall and recurring commission income.

AEPS Business Model & Profit

AEPS offers strong profit margins at retailer, distributor, and master distributor levels.
Higher transaction volume directly increases earnings.

Legal Compliance & Security

AEPS services must comply with RBI, NPCI, KYC, and AML guidelines.
We ensure complete compliance, encrypted data flow, and secure biometric authentication.

Frequently Asked Questions (FAQs)

Is AEPS legal in India?

Yes, AEPS is regulated by NPCI under RBI guidelines.

Can startups get AEPS API?

Yes, with proper KYC and onboarding.

Is biometric data stored?

No, biometric data is encrypted and not stored.

Get AEPS API Integration Today

Start AEPS services with a trusted and scalable AEPS API Provider.

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